This article was written as a tract dealing with the unbiblical idea that baptism is necessary for the forgiveness of sins. While addressing that topic, it also deals more generally with the issue of seeking forgiveness by works rather than by faith in Christ alone. Such a tract cannot be comprehensive, nonetheless Charles does very well in showing the biblical arguments in favor of justification by faith alone. This would be a good article to read if you are just beginning to consider this issue, or to give to a person who is in the same situation.